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Terms and Conditions

Welcome to HarmonyHub. By accessing or using this website (the “Service”), you agree to these Terms and Conditions. If you do not agree, please do not use the site. HarmonyHub is owned and operated by Denis Mutugi Njagi. Please also review our Privacy Policy, which explains how we collect and use data and is incorporated by reference into these Terms.

Use of Content

All content on HarmonyHub (articles, text, images, graphics, logos) is owned by us or used with permission. You are granted a limited, non-exclusive license to read and share our articles for personal, non-commercial use. You may not copy, reproduce, redistribute, republish, or sell any content without our express written permission.

Accuracy and No Professional Advice

Our articles are for general information and guidance only. They do not constitute professional advice. Specifically, health, medical, financial, legal, and spiritual content on this site is not a substitute for professional advice. You should seek qualified professionals (e.g. doctors, financial advisors, counselors) for specific concerns. Do not disregard professional advice or delay getting it because of something you read here.

Health and Fitness Disclaimer

Any health, nutrition, or exercise information is for educational purposes only. If you have health questions or before beginning any fitness program, consult a physician. We assume no liability for any actions you take based on our content.

Financial / Legal Disclaimer

Any financial or legal content is based on personal knowledge and public information. You agree that HarmonyHub is not a financial planner, investment advisor, accountant, or attorney. For significant decisions, consult licensed professionals.

Advertisements and Links

We use Google AdSense to display ads. These are provided by third parties, and we do not endorse them. We are not responsible for any third-party products, services, or websites linked from our site. Clicking external links is at your own risk.

Limitation of Liability

Your use of HarmonyHub is at your own risk. To the fullest extent permitted by law, HarmonyHub and its owner DISCLAIM ALL WARRANTIES. We provide the site “as is” and without any warranty, whether express or implied. Under no circumstances will HarmonyHub be liable for any loss or damage arising from your use of or inability to use our site or content. This includes any direct, indirect, incidental, or consequential damages. You agree to indemnify and hold us harmless from any claims related to your use of the Service.

No User Accounts

HarmonyHub does not require user registration, and we do not store personal account data. Therefore, clauses regarding user accounts, passwords, or user-generated content do not apply here.

Acceptable Use

You agree not to engage in any illegal or harmful use of the site. You may not disrupt or interfere with site operations, submit unlawful content, or attempt to access restricted areas.

Modifications

We may update or modify these Terms at any time without notice. The “Last Updated” date at the top indicates the effective date. If we make material changes, we will post a prominent notice. Continued use of the site after changes indicates your acceptance of the new terms.

Governing Law

These terms are governed by the laws of Kenya. Any dispute will be resolved in Kenyan courts.

Final Notes

HarmonyHub strives to maintain high-quality, up-to-date content, but makes no guarantees. By using this site, you acknowledge that HarmonyHub is not responsible for individual outcomes. For any questions about these Terms or our policies, please contact us.